Many Americans today live with credit card debt. For some, the debt seems insurmountable. But Freedom Debt Relief has a way for people to get out from under such debt simply and relatively quickly. In Freedom Debt Relief Reviews, Gary G. tells his story of how he accumulated massive debt. An independent contractor, Gary admitted that his business saw good months and bad months, and his debt piled up slowly, to the point he had more money going out than coming in.
Gary G.’s Freedom Debt Relief Reviews video goes on with him explaining that he was to a point where, financially, he was hanging on by his fingernails, and realized he needed help. That’s when he called Freedom Debt Relief. Nervous at first, Gary said the representative on the other end made him feel comfortable and understood his situation.
The Freedom Debt Relief Reviews video has Gary explaining that a plan was drawn up for him to get out of debt. While daunting at the start, it ultimately worked out and he was able to solve his debt problem.
Along with helping you come up with a debt resolution plan, Freedom Debt Relief will set you up with a dashboard to help track your progress on your settlement status. For more personal stories from others who have conquered their debt problems, check out more Freedom Debt Relief Reviews videos.
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Banks and other financial institutions have been making their criteria for offering money more stringent; as a result, investors are looking for alternative sources of money. Stocks have become increasingly popular as a source of collateral for working capital loans. The stocks are very lucrative, especially to people that do not qualify for the conventional loans.
These loans normally have a higher loan to value ratio when compared to the alternative. They therefore offer a valid alternative for investors who could be running away from the higher interest rates that are presently being charged by the banks. Market fluctuations normally occur during a three year loan term, however, when one uses their stock as collateral; they provide a shield because the market is already downside. The stock loans should not be confused with the margin loans. For instance, with the margin loan, pre-qualification is needed, and you may also need to state the specific purpose that you will be using the loan for. The loan to value ratio ranges from 10 to 50 percent.
When you opt for the stock based loan, you will be looking at an interest rate that is fixed between three and four percent and a loan to value ratio of between 50 and 75 percent. The great thing about these loans is that you can use them for anything and you can also walk away from the loan even if the value of the stock used as collateral has decreased in value. The main reason behind the lack of interest people treated stock loans with in the past was the unscrupulous lenders that would fail to return the stocks when the transaction was complete or dumped the stock into the open market and other reckless actions.
About equities first holdings
This company was set up in 2012 with the aim of providing alternative financing solutions to individuals and businesses. They supply capital for clients that have publicly traded stock and help those clients that cannot get the conventional loans reach their financial goals.
If you are a holder of any of the major shares that are traded around the world, these are the people to approach for capital. They have completed transactions that are worth more than $1.4billion since they started and have branches in nine countries including The UK, China, Singapore and Australia. They are here to transform the accessibility of capital for the non-conventional customer.